Jury Awards $18.5M in Sacramento Collision Case

Table of Contents
Case Background
On January 18, 2022, Plaintiff Raul Velazquez Guzman worked at Nathan Scott Wigle’s home in Sacramento. Guzman’s employer was installing custom cabinetry, and he assisted with the project. Wigle owned and operated a 2012 Mercedes CLS 550 parked on his property. Farmers Insurance Exchange, Farmers Insurance Company, Inc., and Truck Insurance Exchange insured Wigle’s vehicle under both auto and umbrella policies.
Cause
While Guzman worked behind the Mercedes, Wigle reversed the car without paying attention. The vehicle struck Guzman and pinned him against another parked car. Wigle then pulled forward, releasing Guzman. However, when Wigle exited the Mercedes, he failed to put the car in park. The Mercedes rolled backward again, striking Guzman a second time. Guzman alleged Wigle acted negligently and recklessly, both in driving and in failing to secure the vehicle. Farmers later disputed the scope of insurance coverage, arguing the two collisions amounted to one occurrence under the policies.
Injury
The collisions caused serious injuries to Guzman’s body. He experienced physical pain and emotional distress. His injuries required medical care and limited his ability to work. He also claimed ongoing effects that would need future treatment.
Damages
Guzman claimed general damages for pain, suffering, and emotional distress. He also sought special damages for medical costs, wage loss, and future care. He argued his injuries placed him at financial and personal risk. Guzman valued the case far a
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