Homeowner Loses Windstorm Insurance Case in Florida
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Case Background
This case took place in the Circuit Court of the Eleventh Judicial Circuit in and for Miami-Dade County, Florida. Osmel Rodriguez, a homeowner in Miami, brought a breach of contract lawsuit against People's Trust Insurance Company, his property insurer.
The legal fight focused on a homeowner’s insurance policy and a claim for alleged wind and water damage. Rodriguez claimed that a windstorm damaged his home on May 25, 2020, causing water to enter and damage parts of his property. When the insurance company denied the claim, Rodriguez filed suit for compensation.
Cause that led to the dispute
The dispute began after a storm on May 25, 2020. Rodriguez alleged that strong winds created an opening in his home’s structure, allowing rain to pour inside and cause significant damage. According to Rodriguez, his homeowner’s insurance policy covered this type of damage, and he submitted a claim to People’s Trust Insurance under claim number CFL20563686.
Despite giving timely notice of the loss and cooperating with the insurance company’s procedures, Rodriguez’s claim was denied. The insurer disputed that any covered event had occurred, prompting this lawsuit for breach of contract.
Injury suffered
Ro
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