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Florida Jury Awards $75K in Home Insurance Dispute

Florida Jury Awards $75K in Home Insurance Dispute

A
Angad Chatha
July 10, 2025

Table of Contents

Case Background

Judy Dorcelus and Myrtha Ambroise-Dorcelus lived in North Miami, Florida. They held an active property insurance policy with the defendant, an insurance corporation authorized to issue property insurance in Florida. Their insured property was located at 120 NE 131st Street, North Miami. The defendant issued the policy in exchange for premiums paid by the plaintiffs.

Cause

On October 25, 2019, water suddenly discharged from a plumbing system in the insured home. The incident caused immediate physical damage. At the time, the insurance policy was in full effect. The plaintiffs reported the loss, and the insurer opened a claim. The insurer acknowledged the damage and accepted coverage. However, it unilaterally calculated the payout. The Plaintiffs disagreed with that amount and notified the insurer. Despite the dispute, the insurer failed or refused to pay the full value of the loss.

Injury

The property suffered water damage. While there was no bodily injury, the Plaintiffs claimed financia

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Categories

Tags

Breach Of Contract
Water Damage
Homeowners Insurance

About the Author

AC
Angad Chatha
Writer
Angad Chatha is a law graduate from Amritsar, Punjab, with over two years of experience in legal research and analysis. He has developed a strong niche in working with expert witnesses, providing critical support in preparing legal research and case studies. Known for his analytical mindset and attention to detail, Angad consistently delivers thorough and well-grounded insights that enhance case summaries. His commitment to accuracy and a deep understanding of legal frameworks make him a valuable asset in complex legal sector.