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Florida Jury Awards $70K to Homeowners in Citizens Insurance Property Damage Case

Florida Jury Awards $70K to Homeowners in Citizens Insurance Property Damage Case

A
Angad Chatha
May 21, 2025
Florida Jury Awards $70K to Homeowners in Citizens Insurance Property Damage Case

Lawsuit Filed Over Insurance Dispute

Roger D. Fana and Leticia D. Fana filed a complaint against Citizens Property Insurance Corporation. They brought the case before a Florida circuit court. The dispute involved a property insurance claim. The Plaintiffs sought damages exceeding $30,000. They believed their insurance provider failed to meet its obligations under the policy.

Storm Damage Triggered a Disputed Claim

The Plaintiffs’ home sustained damage on November 9, 2020. At that time, their insurance policy with Citizens was active. They submitted a claim expecting full coverage. However, Citizens paid less than expected. The insurer also failed to properly evaluate the damage. As a result, the Plaintiffs believed their loss was underestimated. This led them to take legal action. They aimed to enforce their policy rights and recover full compensation.

Denied Coverage Created Ongoing Hardship

Without full payment, the Plaintiffs could not afford repairs. They hired a public adjuster to reassess the damage. Legal counsel was necessary to protect their interests. The experience caused stress and uncertainty. They questioned the reliability of their coverage. This disrupted their ability to restore the property.

Plaintiffs Sought Full Compensation and Legal Costs

The Plaintiffs requested funds for repairs and replacements. They also asked for attorney’s fees and court costs. Additionally, they sought both pre- and post-judgment interest. They reserved the right to pursue punitive damages if justified.

Key Arguments and proceedings

Legal Representation

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Tags

breach of contract
Consumer Protection
consumer protection
Breach of contract
Insurance Disputes
Declaratory Relief