James Holley et al v. CSAA Affinity Insurance Co. Et al

On June 21, 2024, Connecticut Jury awarded $15,371.16 in damages to the Plaintiff in an underinsured motorist coverage lawsuit.

Case Background

Plaintiffs James Holley and Lauren Phoenix filed the Underinsured motorist coverage lawsuit on March 09, 2021, in the Connecticut State Superior Court of Middletown division (Case number: MMX-CV21-6030652-S). Judge Rupal Shah presided over the case.

Cause

James Holley experienced two separate automobile accidents in Connecticut within a short span of time. The first incident occurred on March 18, 2019, while Holley was driving southbound on Route 15 in Fairfield, Connecticut. As Holley stopped his vehicle for traffic approximately 1/10 of a mile north of exit 44, Jeffrey Michael Cedrone, traveling behind Holley, failed to stop and collided with the rear of Holley's vehicle. At the time of this accident, Holley was insured under an automobile liability insurance policy issued by CSAA Affinity Insurance Company, policy number CTSS-206184473, which included underinsured motorist coverage. The second accident took place on April 26, 2019, at the intersection of Liberty Street and Newfield Street in Middletown, Connecticut. Holley was a passenger in a vehicle stopped at a stop sign. Michael Humphreys, driving a vehicle behind Holley, suddenly and without warning collided with the rear of the vehicle Holley occupied. The complaint alleges that Humphreys may have been under the influence of alcohol and/or drugs at the time of the collision.

Injuries

James Holley suffered numerous injuries as a result of the two car accidents. He sustained a concussion and developed post-concussive syndrome, causing symptoms including dizziness, headaches, nausea, vomiting, cognitive issues, memory loss, balance problems, blurred vision, and sensitivity to light. The accidents also aggravated a pre-existing traumatic brain injury. Holley experienced cervical strain with radiculopathy affecting his left upper extremity, causing numbness and pain. He suffered from