Storm Damage Sparks Legal Battle in Miami-Dade

Marta Milosevic Brankovic and Nebojsa Brankovic filed a lawsuit against Citizens Property Insurance Corporation. They lived in Miami-Dade County, Florida. Their home was covered under a property insurance policy. The lawsuit sought damages over $30,000. Citizens operated as a licensed insurer in the state. The dispute centered around storm-related damage to the plaintiffs’ property.

Hurricane Damage

On September 10, 2017, a weather event caused significant roof damage to the Brankovics’ home. The storm created an opening in the roof. Water entered the property, damaging the interior. The Plaintiffs promptly reported the loss to Citizens. The insurer acknowledged the claim. However, a dispute arose over payment and coverage under the policy. That disagreement led to legal action.

Property Sustained Water Damage

Water intrusion damaged the structure of the insured home. The Brankovics completed repairs and other remediation. The damage directly affected the habitability of the property. Repairs required time, expense, and professional services. The Plaintiffs claimed the insurer failed to pay for those