Jurimatic by Exlitem

$70K Verdict in Allstate Underinsured Motorist Lawsuit

$70K Verdict in Allstate Underinsured Motorist Lawsuit

A
Angad Chatha
July 24, 2025

Table of Contents


Case Background

This case originated from a motor vehicle accident that took place on November 26, 2022, in Middlefield, Connecticut. Around 4:43 p.m., Adam Spencer had been driving northbound on Baileyville Road and had stopped at the intersection with Route 66. At the same time, Christopher Madera, driving a vehicle owned by Kelly Willette, had been travelling east on Route 66 and attempted a right-hand turn onto Baileyville Road. In doing so, Madera suddenly crossed into Spencer’s lane and collided with his vehicle.

Spencer, along with his passenger, Gail Chodkowski, had sued their own insurance carrier, Allstate Fire and Casualty Insurance Company, for underinsured motorist benefits. The complaint stated that the driver at fault, Madera, had carried insufficient insurance coverage to fully compensate them. Allstate had denied responsibility to pay under the policy.

Cause that led to the dispute

The Plaintiffs argued that Madera’s negligence had caused the crash, which had entitled them to additional compensation from Allstate under their underinsured motorist policy. Allegations of negligence included failure to keep a lookout, reckless turning, poor lane control, and excessive speed for the conditions.

Injuries suffered

Adam Spencer had suffered back pain, left shoulder pain, a

Continue Reading This Article

Subscribe to access this article and our entire library of legal content.

Unlimited access to all articles
Expert legal analysis and insights
Downloadable resources and templates
Subscribe Now Login to Access

You've reached your free article limit for this month

Tags

Personal Injury
Underinsured Motorist Claim
Automobile Accident
Insurance Coverage Dispute
Tort Law

About the Author

AC
Angad Chatha
Writer
Angad Chatha is a law graduate from Amritsar, Punjab, with over two years of experience in legal research and analysis. He has developed a strong niche in working with expert witnesses, providing critical support in preparing legal research and case studies. Known for his analytical mindset and attention to detail, Angad consistently delivers thorough and well-grounded insights that enhance case summaries. His commitment to accuracy and a deep understanding of legal frameworks make him a valuable asset in complex legal sector.