Collazo V. Progressive Select Insurance Company

Case Background

On August 7, 2023, Kevin Collazo filed an insurance lawsuit against Progressive Select Insurance Company for failing to settle his underinsured motorist claim in bad faith The case was filed in the United States District Court, Southern District of Florida. The case was assigned to Judge K. Michael Moore and referred to Magistrate Judge Lauren Fleischer Louis. [Case number: 1:23cv22953]

Cause

Kevin Collazo resided and was domiciled in Miami-Dade County, Florida. Progressive, a foreign for-profit insurance company, was authorized to conduct business in Florida, including Miami-Dade County. On or about June 27, 2019, Faris Hillaire was negligently operating a motor vehicle in Miami-Dade County when she collided with Mr. Collazo’s vehicle, causing the Crash. At the time, Mr. Collazo held uninsured/underinsured motorist (UM) coverage through Progressive, under Policy No. 922927309, with limits of $100,000. As a result of the Crash, Mr. Collazo sustained significant and permanent injuries, leading to damages that clearly exceeded the policy's coverage limits. He promptly reported the claim to Progressive and fulfilled all obligations under the policy. On August 26, 2020, Mr. Collazo filed a Civil Remedy Notice under Fla. Stat. § 624.155.