Case Background

Abel A. Rodriguez filed a complaint in the U.S. District Court for the Central District of California against Adir International, LLC (doing business as Curacao) and Experian Information Solutions, Inc. He alleged that both Defendants violated federal and state consumer protection laws by mishandling his identity theft claims and credit report disputes.

Cause

Rodriguez asserted that he was a minor when someone fraudulently opened accounts in his name, including a sales contract and a charge card with Curacao. In April 2022, he began disputing the accounts with Experian and submitted documentation proving the accounts were fraudulent. Despite this, Experian allegedly failed to conduct a proper investigation. Instead of verifying his claims, the credit bureau continued reporting the accounts as valid, relying on inaccurate or outdated records.

Injury

Rodriguez claimed he suffered financial harm from the effort and expense of disputing the false information. He also endured emotional distress, including anxiety and mental anguish. The inaccurate credit reporting allegedly damaged his creditworthiness, limit